Industry solution

SHG & FPO digitization, without changing how the work runs

Self Help Groups already run a disciplined process — weekly savings, internal lending, minuted resolutions. Producer organizations are judged on the three weeks a year when everything arrives at the weighbridge at once. In both cases the problem was never the process. It was the notebooks.

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Self Help Groups

Same meeting, different Monday morning

On paper

With Udyami

Savings tallied by hand at every meeting

Deposits logged as they are collected, balances update live

Loan interest recalculated from memory

Group interest rules applied automatically to each repayment

Minutes written up days later, if at all

Attendance and resolutions recorded during the meeting

Bank visit means reconstructing six months of books

Statement exported in the format the correspondent expects

Farmer Producer Organizations

One lot number, carried the whole way

Every kilo entering a collection center gets a lot number that survives grading, aggregation and dispatch — so a buyer query is a lookup, not a week of reconciliation.

Member registry

Land holdings, crop plans, share capital and KYC per member.

Collection center intake

Weighbridge entry with instant printed or SMS receipt.

Quality capture

Moisture, foreign matter and grade recorded against the lot at intake.

Aggregation

Lots pooled into consignments with the parent-lot chain preserved.

Market linkage

Buyer quotes, dispatch documentation and realized price per consignment.

Member payout

Pro-rata settlement by quantity and grade, reconciled to the sale.

Who this is for

Women Self Help Groups

Weekly savings books, internal interest distribution, and meeting resolutions.

Farmer Producer Organizations

Member databases, collection center procurement, grading and distribution logs.

Joint Liability Groups

Peer-guaranteed credit disbursement, savings rules and repayment schedules.

Frequently asked questions

How do the ledgers line up with SHG auditing requirements?

Ledger formats, balance statement layouts and meeting minutes are designed to map to the standard SHG auditing parameters a bank correspondent or federation will ask for. We are not a certifying body — we can walk your auditor through the formats before you commit.

What happens where there is no mobile network?

Everything is recorded on the device and queued. When a network is next available the entries sync, with conflicts surfaced for the group leader to resolve rather than merged silently.

Can each group set its own interest and penalty rules?

Yes. Interest percentage, repayment interval and late-payment rules are configured per group, so local bylaws are respected rather than overridden.

Do collection centers need reliable internet?

No. Intake works fully offline on the device and syncs when a network returns. Receipts print or send locally either way.

Streamline your group ledgers

Talk to our team about SHG software requirements, federation roll-ups, collection center procurement, or a walk-through with your field staff.

Discuss Your Use Case

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SHG & FPO digitization, without changing how the work runs

Who this is for

Women Self Help Groups

Weekly savings books, internal interest distribution, and meeting resolutions.

Farmer Producer Organizations

Member databases, collection center procurement, grading and distribution logs.

Joint Liability Groups

Peer-guaranteed credit disbursement, savings rules and repayment schedules.

Frequently asked questions

How do the ledgers line up with SHG auditing requirements?

What happens where there is no mobile network?

Everything is recorded on the device and queued. When a network is next available the entries sync, with conflicts surfaced for the group leader to resolve rather than merged silently.

Can each group set its own interest and penalty rules?

Yes. Interest percentage, repayment interval and late-payment rules are configured per group, so local bylaws are respected rather than overridden.

Do collection centers need reliable internet?

No. Intake works fully offline on the device and syncs when a network returns. Receipts print or send locally either way.