Rules & engine

Applicable period: Notified PPF rate as entered by user (verify against India Post for the quarter)
Rules last verified: 2026-10-29
Primary source: India Post / MoF small savings rate notifications
Engine version: ppf-maturity-v1
Calculation convention: Annual deposit + notified rate compounding as implemented in engine

Known exclusions

Govt Scheme

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PPF (Public Provident Fund) Calculator

15-year statutory scheme with 5-year block extensions; monthly interest on min balance between 5th and end of month @ 7.1% EEE

Annual PPF Deposit (Max ₹1.5L)

₹

₹500₹1,50,000

Total Tenure (15 Yrs Base)

Yrs

15Yrs30Yrs

Govt Notified Interest Rate

6.5%8.5%

Tax-Free PPF Maturity Corpus

₹40.68 L

Total Capital Deposited₹22,50,000

Guaranteed EEE Interest₹18,18,209

Tax Exemption Status100% Tax-Free (Sec 10(11))

Deposited Capital: ₹22,50,000Tax-Free Interest: ₹18,18,209

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