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Category 08
SIP, SWP, STP, lump sum, and systematic investment maths.
10 TOOLS
Future Value of regular periodic monthly series: FV = P × [((1+r)^n - 1) / r] × (1+r)
Models annual salary/contribution increments (% or fixed ₹) compounding annually over regular monthly SIP
Reverse financial calculation: target corpus FV -> required monthly SIP instalment P
Future value of lump-sum capital deployment: FV = PV × (1+r)^t
Models periodic monthly withdrawals from a corpus with residual portfolio compounding and capital depletion timeline
Simulates parking capital in liquid/debt funds with fixed monthly transfers into equity funds
Calculates variable monthly transfers consisting strictly of returns/appreciation generated by the source scheme
Solves for exact tenure n (months & years) required to accumulate ₹1 Cr, ₹5 Cr, etc. at given monthly SIP
Consolidates parallel contributions across Equity, Debt, Gold, Real Estate, and FDs into one net worth projection
Proprietary multi-strategy model comparing parallel SIP vs loan prepayment vs EMI step-up vs bullet repayment